Short Sales & Foreclosures - Online - No Cost to You!, Lake

Short Sales & Foreclosures - Online - No Cost to You!

Short Sales & Foreclosure – NO Cost Consultation

If you are worried about losing your home to foreclosure, I may have a solution for you. The prospect of foreclosure is far too familiar for many Americans today.

What does it take to qualify for a short sale?

•Have a legitimate hardship (employment change, business failure, illness and medical costs, divorce or death of a spouse. . . .) making house payments difficult or impossible.
•Monthly income or shortfall- there is a situation causing you to have trouble affording your mortgage
•Insolvency: The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage

Here are just a few MYTHS about short sales:

•The bank would rather foreclose than do a Short Sale.
•Overwhelmingly, banks receive more on their investment through a short sale than a foreclosure.
Banks, investors and even the federal government have all publicly stated that if a person is qualified for a short sale, the deal needs to be considered.
•The reality is that the banks do NOT want to foreclose on your property because the foreclosure process is incredibly costly.
•This is one of the most common misconceptions.

What does a short sale do for me that a foreclosure cannot?

•Your credit and ability to obtain financing in the future may not be as damaged as it would be in a foreclosure. •A foreclosure may lower your score anywhere from 250 to 300 points, and can affect it for over 3 years. •A foreclosure remains on one's credit for 7 years, while the term "short sale" is as long, if reported. •The short sale is reported in different ways and damages one's credit for a shorted period of time, and only (if its applicable) late payments will show and after sale, mortgage is normally reported "paid as agreed", paid as negotiated", or "settled." A short sales effect can be as brief as 12 to 18 months. •The home owner is eligible for a new loan in 2 - 3 years compared to 5-7 years with a foreclosure.

Short Sales are complicated and require a lot of persistence.
If you would like to know more, or for a FREE consultation to see if you qualify, please give me a call, education is the key!
NO Cost to you - NO commissions paid by you

Let me help you sell your Home.

Information about Short Sales and Foreclosures - Click Here!

For immediate service and information, call to learn more 1-847-356-3400 X 564

If your property is now listed with a REALTOR® or broker, please disregard this offer, as it is not my intention to solicit the offerings of other REALTORS® or brokers. All rights reserved. All content contained herein cannot be copied or used off this website in any way without the express written consent of the owner. William Werhane is a licensed agent with Century 21 Roberts and Andrews. 1850 E. Grand Ave Lindenhurst IL  60046

Ad ID: 150161347  Short Sales & Foreclosures - Online - No Cost to You!, Lake
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